About Us

Residential or Commercial – We at Commercial Finance London can arrange interim funds to provide unique solutions to what might often appear to be insoluble problems.

In these circumstances, quick and substantial short-term funds secured against Property Value may be the answer.

Commercial Finance London can arrange up to 75% of open market valuation, secured by first or second legal charge over acceptable residential, commercial or semi-commercial property at rates of interest from 0.55% per month, depending on the quality, complexity and risk assessment of any individual proposal. Loan to value may be increased up to 100% of requirement with additional collateral.

Loan terms 3 to 12 months, renewable at lender’s discretion.

A Bridging Loan has to be “closed ended”. This means that as a pre-condition to granting the loan facility, there must be a “defined exit” capable of being put into place within the term of the loan so as to provide a method by which the loan will be repaid at a specified end date – this will be either by way of refinancing or sale of the property.

The interest charged on a Bridging Loan may be “rolled-up” , accumulated and repaid along with the principal sum at the end of the term from the proceeds of refinancing or sale of the property.

Typical examples where Bridging Loans can resolve a problem:

Bridging sale and purchase transactions where there is an onward chain.

Purchase/conversion/renovation/improvement of houses and flats, for instance property developers requiring funds quickly to buy property (often at auction) to sell on at a profit within a very short time frame usually 3-4 months.

Helping developers free up some of the capital they have tied up in completed properties awaiting sale when they are anxious to move on to their next project.

Capital raising for re-investment.

Urgent capital raising – divorce settlements or Inheritance Tax situations where blocked or frozen capital can be unlocked when most needed.

To provide a financial breathing space whilst one’s affairs are being reorganised for instance urgent debt
consolidation or avoiding legal action resulting from mortgage default.

Creating a positive mortgage payments history for people who are prevented from obtaining another mortgage due to their current poor payment history.

Avoiding bankruptcy. By far the biggest creditor in the United Kingdom is the Customs & Excise/VAT and the
average VAT bill is £15,000. The majority of VAT debtors are people with established businesses who own their own homes.

Most debtors fail to take action until it is too late! This is the perfect scenario where a Bridging Loan against the
equity in one’s main residence can be fast-tracked into place to discharge the debt and avoid personal financial
disaster.

Creating a positive mortgage payments history for people who are prevented from obtaining another mortgage due to their current poor payment history.

Apply now and get an answer within hours – not days and have the money in your bank account within a few weeks NOT MONTHS

PLEASE CLICK HERE FOR OUR PRIVACY STATEMENT

CLIENTS ARE ONLY SEEN STRICTLY BY PRIOR APPOINTMENT ONLY

EXCELLENT COMMISSION PAID TO AGENTS, BROKERS & INTRODUCERS

COMMERCIAL FINANCE LONDON

Commercial Solutions for the Business Community
For Leasehold & Freehold Commercial Finance

HEAD OFFICE - IPSWICH

01473 487020

CANARY WHARF LONDON

0203 637 5636

BIRMINGHAM

0121 663 1646

MANCHESTER

0161 883 2511

Regent Street, London

0203 637 8331

URGENT ENQUIRIES 07530 333337

Facsimile: 0330 223 0970

Monday – Friday only 10.00am to 19.00

Email: info@cflc.co.uk

www. commercialfinancelondon.co.uk

Clients are seen by appointment only

Commercial Finance London

Telephone: 01473 487020
(London Office) 0203 637 5636
Facsimile: 0330 223 0970
Email: info@commercialfinancelondon.co.uk

CLIENTS ARE ONLY SEEN STRICTLY BY PRIOR APPOINTMENT ONLY
EXCELLENT COMMISSION PAID TO AGENTS, BROKERS & INTRODUCERS
PLEASE CLICK HERE FOR OUR PRIVACY STATEMENT